Check your business account file before the bank does
Opening a business account with an EU bank, and the onboarding team keeps asking for more? Upload your file — we show what’s missing for the bank’s KYC review and which document closes each gap.
Report within 48 hours. Urgent, within 24 hours — €147.
Full refund until you upload your documents.
Why business onboarding stalls
- Ownership not traced to a personBanks must see everyone with 25% or more, through every holding layer, with documents.
- Capital with no visible sourceShare capital and first deposits need a statement or contract behind them.
- Activity the bank can’t pictureWithout a website, contracts or a clear description, the bank can’t assess risk and asks again.
- High-risk countries in the payment planClients, suppliers or funds in high-risk countries need an explanation before the bank asks.
How it works
- Pay for the report€49, or €147 for urgent, by card via Stripe.
- Upload your documentsID, statements, contracts — everything you plan to give the bank. Files are stored in the EU.
- Get the reportA PDF by email within 48 or 24 hours: what’s in order, what’s missing, which document closes each gap.
What we check
- Company documents: incorporation, registry extract, articles
- Directors and ultimate beneficial owners (UBO), through every holding layer
- Source of funds (SoF) for capital and first deposits
- Business activity and expected account use
- Sanctions and high-risk country exposure
The report shows the gaps. It does not open an account or guarantee the bank’s decision — that always stays with the bank.
What we don’t do
We document the real path of your funds; we don’t design routes around the rules. If a request involves hiding where money came from or getting around sanctions, we decline it.
Price and terms
- Standard
- €49, report within 48 hours of upload
- Urgent
- €147, report within 24 hours
- Refund
- Full refund until documents are uploaded
- File storage
- On EU servers, deleted 7 days after the report
Questions
Does the report guarantee an account?
No. It shows what’s missing before you apply. The bank decides under its own rules.
Who sees my documents?
Only the specialist preparing your report. Files are stored on EU servers and deleted 7 days after the report.
Which banks do you prepare for?
Banks and e-money institutions in the EU. Tell us where you plan to apply when you upload.
How is this different from a lawyer?
We check that the file is complete before you apply and show the gaps. It’s faster and cheaper than legal advice, and helps you ask a lawyer precise questions if you need one.
What happens after the report?
Collect the missing documents from the list. If you want help preparing the file, reply to the report email.